401k Investment Questions

realestate

feeds@yuku.com (ruddyduddy) — Sun, 22 Jun 2008 04:42:54 GMT

I have a solo/single K plan. My question is can I invest in realestate. Specificaly< I already own an investment property(single family house) that is rented out. I want to buy the house from myself with the funds from my 401k (purcahse price 200,000, with a mortgage balance of about 110,000) I would take the proceeds form the sale (90,000) and put it in a special account to be held to invest in a "like kind exchange" for another rental property I would rent out (outside of...

Advice needed

feeds@yuku.com (crluke) — Wed, 18 Jun 2008 13:35:10 GMT

I now have the option to participate in our organization's 401k plan and I'm trying to select and/or allocate my contributions. I'm not sure which sections I should be looking to invest as it's broken down into a CASH section, BONDS section, U.S. STOCKS section, INTERNATIONAL STOCKS section, and an ASSET ALLOCATION section. And in each section there are categories that I can choose to contribute. I believe I read something about being conservative and investing 60 - 80 %...

Leave It or Move It

feeds@yuku.com (indalu1) — Fri, 25 Apr 2008 11:16:38 GMT

Hello... I am a single 54 yo female with 2 college age children. I have 2 401K's, 1 from a prior employer, current balance is approx $140,000. I have lost about $20,000 from this plan over the last 2 quarters. My other 401K is with my current employer, small balance. Here's the question: Should I keep the larger one where it is, roll it over into the current employer plan, or roll it into a IRA for safe keeping. I am concerned that, even if the market rebounds, I won't have...

Understanding my Money

feeds@yuku.com (AXworker) — Mon, 21 Apr 2008 01:46:36 GMT

Hello,
I am young (21) and recently have been given the option to join a 401K with my company i work for. I never invested in stocks before. Just did my taxes for the first time last year. My question is what are good books to read or subjects in college that will help me understand and build my knowledge on making the most of the money? I am very interested reading the responses of DCK101 and MS401 to other people, and half of the time i have no idea what they are talking about. I...

Change allocation to mutual funds performing badly?

feeds@yuku.com (bighedstev) — Sat, 12 Apr 2008 19:40:31 GMT

I was thinking of a good strategy for investing my 401(k) money and came up with something. I need to run it by someone who knows a bit about 401(k) before I feel safe implementing it.

Anyways, my plan is to stick with about 6 different mutual funds in my portfolio, all with Morningstar ratings of 4 or 5 and a 5/10 year return of at least 10%. That way I know at the very least the funds have a solid track record. The next part of the plan is to look at the qtd or ytd returns and...

401k investment options, also IRA with Prudential or Fidelity

feeds@yuku.com (albinobear63) — Fri, 11 Apr 2008 04:28:29 GMT

I started with a new company and started investing into the Prudential 401k since January '08. Here are my investment choices what do you think?

Plan...

Company matching funds

feeds@yuku.com (doone2) — Tue, 01 Apr 2008 11:34:01 GMT

Are there any legal restrictions when it comes to the Company not placing their matching fund amount into the employees account? Late last year we were told the company was changing 401k providers and they also stated that the funds would be placed into the employees account every month rather than quarterly so as to accrue interest more quickly. We have just found out that the company has not been depositing their matching fund amount into the employees account.

Changed jobs and can't contrbute for 1 year

feeds@yuku.com (gotbbq) — Sun, 23 Mar 2008 05:54:09 GMT

I've changed jobs and am not allowed to contribute into the new employers 401k for one year.
I've contributed $500 to date in the previous empoyers 401k.
Will I be allowed to contribute $4500 into an IRA?
What is the reason for the 1 year waiting period? Does it have to do with employer matching? Can I offer to contribute to the plan without the employer matching?
Thanks in advance.

What is my maximum elective deferral for 2007?

feeds@yuku.com (oms1979) — Tue, 26 Feb 2008 16:11:54 GMT

I am a sole-proprietor with a 401(k) for my fourteen employees.
I contributed about $40k in 2007 into my own account. It was my understanding that my limit was $45k.
While filling out my income tax return with tax software, I keep getting error messages stating that my maximum for elective deferrals should only be $15,500.

Can someone tell me if I'm wrong about the 45k being the max, or is the software wrong.
According to IRS pub. 560, I get conflicting answers...

Please HELP ME I'm a young guy willin to take risk!

feeds@yuku.com (jackarack) — Fri, 25 Jan 2008 08:11:40 GMT

feeds@yuku.com (leoinv296) — Fri, 13 Oct 2006 07:57:50 GMT

Does anyone know what a "One Way Equity Wash" or "90 Day Equity Wash" is? My 401k plan trustee/investment company is telling me I can't make a transaction from a bond cash investment directly into a Money Market fund. However, in order to eventually get the funds to my target (Money Market account), I must purchase another, so called, non-competing product. I asked, "so let me get this strait. I must purchase a potentially unwanted investment in order to get where I...

Investment options

feeds@yuku.com (kevinmark) — Wed, 04 Oct 2006 14:49:22 GMT

I understand that my employer can limit my investment options. I also understand they cannot guarantee I will make money, however...

My employer is starting a 401(k) plan this month. My investment options are listed as such on the "Participant Direction of Investment Election Form":
Fund A - 50% Equities / 50% Fixed Income
Fund B - 65% Equities / 35% Fixed Income
Fund C - 90% Equities / 10% Fixed Income
Fund D - 35% Equities / 65% Fixed Income
Fund...